Not All Work Accidents Occur On-Site
If you work as a taxi driver, bus driver, delivery person or in a profession where you spend the better part of your workday behind the wheel of a vehicle, your risk of suffering a devastating accident-related injury is higher than people in other occupations. The injuries you experience may also prove more severe, and in some cases, they may impact your ability to continue to drive and therefore stay in your profession moving forward.
In Texas, private employers may choose whether to offer you workers’ compensation insurance under what is known as the Texas Workers’ Compensation Act. As a covered employee injured on the job, you can file and receive benefits for medical expenditures and some lost wages. However, in traffic accidents caused by another’s negligence, you may be able to hold other parties financially responsible. Our lawyers at Davie & Valdez, P.C., will help you identify these parties and aggressively pursue appropriate compensation.
Regular Vs. Business Traffic Accidents
In a typical car accident, the driver who is at fault is financially held accountable. This involves filing a claim with that driver’s insurance company and then negotiating for a fair settlement that covers:
- Lost wages
- Current and future medical care for the injury
- Physical and mental pain and suffering
With accidents involving a business vehicle, your injury falls under a work-related incident so you are entitled to workers’ compensation. Additionally, if the accident was caused by a negligent driver, you have the ability to file what is known as a third-party lawsuit. This essentially allows you to ask the other party’s insurer to also pay, thereby providing you with more financial support.
Easing Financial Insecurities
Our attorneys are dedicated to helping ease financial insecurities for El Paso residents who have been victims of negligence. You can learn about your available options by calling 915-838-1100 or contacting us online to schedule a free initial consultation.