Understanding Workplace Injury Claims And Insurance In Texas

Texas has differing laws regarding workplace injuries. Employers in Texas may decline to purchase this coverage. If a Texas employer does not have workers’ compensation insurance, it may instead be self-insured (also known as having a nonsubscriber policy) or have no insurance at all.

If you are injured at work in Texas, it is important to know if your employer has workers’ compensation insurance, is self-insured or is uninsured. This can influence the approval of your claim as well as the compensation amount. However, it is not always easy to understand how and if your employer is insured. Some employers claim to be self-insured, but in reality, are not. That is why it is so important to seek expert advice to determine your rights.

At Davie & Valdez, P.C., we know that these insurance issues are very confusing for injured workers. When you work with our law firm, we will educate you on your legal rights and options after being injured at work. Our lawyers provide easy to understand explanations — we do not talk in complex legal jargon.

We invite you to learn more about workplace injury claims and insurance:

Your employer may not terminate you for reporting a work injury. It is illegal to terminate an employee for pursuing a workers’ compensation claim. If you were fired for getting injured on the job, we can help. If you were hurt at work, you have suffered enough. If you were wrongfully terminated, you may be entitled to additional damages above and beyond those you receive as part of your workers’ compensation claim.

When Your Work Injury Was Caused By An Outside Party

If your workplace accident was caused by someone other than your employer or another employee of your company, it may be considered a third-party liability claim. For example, if you are employed by a construction company and are working at a building site, there may be employees from other companies working alongside you — such as a subcontractor. If that subcontractor causes an accident and you are injured, our law firm may be able to go after the subcontractor’s employer for compensation. Learn more about third-party liability claims.

For Help Understanding Your Rights, Contact Our El Paso Law Firm

If you have been injured on the job, it is important to work with attorneys who fully understand work injury laws in Texas including workers’ compensation laws and nonsubscriber laws. We are those attorneys. Contact us at 915-219-5059 to learn more.

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