How Does Workers’ Compensation Work In Texas?
Employers in Texas are not required to have workers’ compensation insurance — it is optional. In fact, most employers in the state do not purchase workers’ comp, instead electing to be self-insured. However, if you are injured on the job, and your employer does have workers’ comp insurance, it is important for you to understand your rights and how the claims process works.
If Your Texas Employer Has Workers’ Compensation Insurance
After a workplace accident, you cannot bring a personal injury lawsuit against your employer if it has workers’ compensation insurance. Instead, you must file a workers’ compensation claim and seek a remedy through an administrative proceeding. Unfortunately, the workers’ compensation system can be notorious for denying claims, deeming procedures not medically necessary and delaying much-needed benefits and treatment.
This is where an experienced workers’ comp attorney can help. A skilled legal team will use all available resources to make your case. They will have access to the right medical specialists to prove the extent of your injuries. They will fight for continued benefits when the workers’ comp system wants to send you back to work before you are healed. And they will call upon life-care planners and economists to quantify the lifelong costs associated with your injuries and wage loss.
If you receive push back from your employer or the workers’ comp system after a workplace accident, it is time to call an attorney. Better yet, injured workers should contact a lawyer right after the accident in order to get ahead of any legal issues as soon as possible.
After A Workplace Injury, Contact Our El Paso Law Firm
Free Consultations | No Fee If No Recovery | Se Habla Español.